The cryptocurrency market has seen explosive growth, with Bitcoin surging over 300% from 2020 to 2023. Digital assets have moved from speculative investments to long-term financial opportunities, with prominent figures like Elon Musk, Warren Buffett, and Michael Saylor embracing crypto. Major institutions such as Goldman Sachs and BlackRock are legitimizing cryptocurrencies, signaling their long-term value.
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Low Entry Barriers with High Returns
 BTC Miner offers a $500 free trial to help you get started risk-free. Choose from flexible contracts to match your goals, whether you're looking for high short-term returns or long-term stability.


Join the Digital Revolution
 With influential figures investing in crypto, BTC Miner provides an accessible way to join the digital revolution. As crypto becomes more mainstream, BTC Miner allows you to capitalize on its long-term growth potential.


Earn Passive Income Every Day
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BTC Miner is at the forefront of the digital asset boom, offering easy access to cryptocurrency mining with flexible contracts and no hardware investment required. Whether you're experienced or new to crypto, BTC Miner provides the tools to get started without technical complications.
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 <img style="width: 100%;" src="https://imagedelivery.net/H6_s_Eb_ylTWnSEV3HlmYQ/45d43432-c772-4c28-a2a6-5a52e131c500/public" alt="Image" />

Cryptocurrency

Event

Financial results announcement

The cryptocurrency market has seen explosive growth, with Bitcoin surging over 300% from 2020 to 2023. Digital assets have moved from speculative investments to long-term financial opportunities, with prominent figures like Elon Musk, Warren Buffett, and Michael Saylor embracing crypto. Major institutions such as Goldman Sachs and BlackRock are legitimizing cryptocurrencies, signaling their long-term value.
At the heart of this digital revolution is BTC Miner, a cutting-edge cloud mining platform that enables both novice and seasoned investors to profit from Bitcoin, Ethereum, and other cryptocurrencies—without the need for hardware, electricity costs, or technical expertise.
Why Invest in BTC Miner?
Cloud Mining Made Simple
 Traditional mining requires expensive hardware and continuous operational costs. BTC Miner eliminates these challenges by offering a hassle-free cloud mining solution. Simply choose your contract, and the platform handles the rest, allowing you to earn passive income daily.


Low Entry Barriers with High Returns
 BTC Miner offers a $500 free trial to help you get started risk-free. Choose from flexible contracts to match your goals, whether you're looking for high short-term returns or long-term stability.


Join the Digital Revolution
 With influential figures investing in crypto, BTC Miner provides an accessible way to join the digital revolution. As crypto becomes more mainstream, BTC Miner allows you to capitalize on its long-term growth potential.


Earn Passive Income Every Day
 BTC Miner automatically settles earnings every 24 hours, ensuring your investment grows steadily. With 24/7 operations, your funds are always working for you.


Referral Rewards for Extra Income
 BTC Miner’s referral program lets you earn 7% first-level and 2% second-level referral rewards, turning your network into a new income stream.

BTC Miner: Your Gateway to Profitable Crypto Investment
BTC Miner is at the forefront of the digital asset boom, offering easy access to cryptocurrency mining with flexible contracts and no hardware investment required. Whether you're experienced or new to crypto, BTC Miner provides the tools to get started without technical complications.
Start Earning with BTC Miner Today
Don’t miss out on the next wave of digital wealth. Whether you missed Bitcoin’s initial surge or want to deepen your crypto involvement, BTC Miner offers a secure, easy way to start earning today.
Click here to learn more:https://btcminer.net and start your crypto mining journey with a $500 free trial.


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Investors want to open self-managed super funds, to invest in cryptocurrency, and make use of artificial intelligence, found investment platform moomoo Australia and New Zealand in its recent survey of share investors.

But a key finding was that the complexity and cost of opening a SMSF is stopping those interested in opening a fund from doing so.

Moomoo aims to simplify the complex setup of SMSFs, which is why 24% of interested Australians say they haven’t opened a fund. At the same time, moomoo and its partners offer a transparent range of fees to reassure the 21% of people that cite costs as their reason for not opening a SMSF.

A key third reason interested Australians hold back from opening a SMSF is not knowing what to invest in (24%). So, moomoo is providing a broad range of news and content, including from SMSF experts, to help investors manage their super to deliver for the long term.

“There are clear, legitimate reasons that even those Australians familiar with share investing and interested in opening a self-managed super fund, haven’t done so. We answer these concerns head on with our trading account service, administration partner services, and sophisticated investing resources,” says moomoo Australia and New Zealand chief executive officer Michael McCarthy.

Not only can investors use moomoo to set up a SMSF trading account, but also our partners for investment guidance, and other services including fund setup, rollovers, reporting, compliance and ongoing management.

They want to make use of artificial intelligence

Most Australian share investors (67%) would use artificial intelligence in their SMSF investing, found moomoo Australia.

Specifically, survey results show a third would use AI for their SMSF investment strategy, while 37% would use it to analyse individual investments. A third would also use AI to help manage the fund, and almost 30% to meet compliance requirements. Just over a quarter of respondents would use AI tools to meet all four needs.

“Australians' recognition of the power of AI to lessen the burden of managing a SMSF is particularly interesting given that they cite the complication of opening a SMSF as a leading reason for not doing so,” explains Mr McCarthy.

“This need comes at the right time for moomoo, with our AI assistant launching this month. Combined with the platform’s other AI-powered features, including our trend projection and market monitoring automation, we’re using the full power of artificial intelligence to really help investors make easier, smarter, more informed trades.”

Australians interested in opening a SMSF are far more likely to trade Bitcoin than those who already own a self-managed super fund, found moomoo Australia.

Almost two thirds (60%) of those interested in SMSFs are either trading or want to trade cryptocurrencies, particularly Bitcoin (88%) and Ethereum (56%). Almost a third are interested in stablecoins and altcoins.

But for the more conservative current SMSF owners, just over half (55%) are trading crypto or would like to. And they're far more diversified in their interest, with 40% trading or wanting to trade Bitcoin, a third focused on memecoins and a sizeable minority (27%) on stablecoins.

“There is strong investor interest in cryptocurrency. And the moomoo platform provides for them, with access to more than 26,000 securities across the Australian, US and Hong Kong markets, including a broad range of crypto-based stocks and exchange-traded funds,” says Mr McCarthy.

Moomoo Australia surveyed 153 sharemarket investors experienced in trading and managing superannuation (independent of the moomoo platform). About one third of respondents held a self-managed super fund, with 22% interested in opening one.

Characteristics of those that own or would like to own a SMSF are quite similar. Generally, aged over 45, they work full time with a household income between $50,000 and $150,000. Those not yet running a SMSF have less share-trading experience (about one year) and are less confident in their investment knowledge (describing themselves as 'intermediate').

Australians that invest in shares and hold a self-managed super fund, or want to:

are either intermediate (41%) or advanced (35%) in their level of investment knowledgebelieve their retirement balance can be up to $200,000 (23%), $500,000 (32%), $1m (26%)would use AI investing tools (67%), to strategise (33%) and analyse investments (37%)believe AI is great for SMSF reporting (37%), management (37%), but isn’t secure (31%).

haven’t done so because they’re satisfied with their current fund (55%), see the process as too complex (23%) or don’t believe they have enough funds (23%)would want to invest in Australian stocks (76%), property (55%), crypto (39%), ETFs (30%)would not invest in crypto (36%), futures (24%), bonds (18%), non-US global stocks (18%).

Investors want to open self-managed super funds, to invest in cryptocurrency, and make use of artificial intelligence, found investment platform moomoo Australia and New Zealand in its recent survey of share investors.But a key finding was that the complexity and cost of opening a SMSF is stopping those interested in opening a fund from doing so.SMSF complexity holds investors backMoomoo aims to simplify the complex setup of SMSFs, which is why 24% of interested Australians say they haven’t opened a fund. At the same time, moomoo and its partners offer a transparent range of fees to reassure the 21% of people that cite costs as their reason for not opening a SMSF.A key third reason interested Australians hold back from opening a SMSF is not knowing what to invest in (24%). So, moomoo is providing a broad range of news and content, including from SMSF experts, to help investors manage their super to deliver for the long term.“There are clear, legitimate reasons that even those Australians familiar with share investing and interested in opening a self-managed super fund, haven’t done so. We answer these concerns head on with our trading account service, administration partner services, and sophisticated investing resources,” says moomoo Australia and New Zealand chief executive officer Michael McCarthy.Not only can investors use moomoo to set up a SMSF trading account, but also our partners for investment guidance, and other services including fund setup, rollovers, reporting, compliance and ongoing management.They want to make use of artificial intelligenceMost Australian share investors (67%) would use artificial intelligence in their SMSF investing, found moomoo Australia.Specifically, survey results show a third would use AI for their SMSF investment strategy, while 37% would use it to analyse individual investments. A third would also use AI to help manage the fund, and almost 30% to meet compliance requirements. Just over a quarter of respondents would use AI tools to meet all four needs.“Australians' recognition of the power of AI to lessen the burden of managing a SMSF is particularly interesting given that they cite the complication of opening a SMSF as a leading reason for not doing so,” explains Mr McCarthy.“This need comes at the right time for moomoo, with our AI assistant launching this month. Combined with the platform’s other AI-powered features, including our trend projection and market monitoring automation, we’re using the full power of artificial intelligence to really help investors make easier, smarter, more informed trades.”An appetite for cryptocurrencyAustralians interested in opening a SMSF are far more likely to trade Bitcoin than those who already own a self-managed super fund, found moomoo Australia.Almost two thirds (60%) of those interested in SMSFs are either trading or want to trade cryptocurrencies, particularly Bitcoin (88%) and Ethereum (56%). Almost a third are interested in stablecoins and altcoins.But for the more conservative current SMSF owners, just over half (55%) are trading crypto or would like to. And they're far more diversified in their interest, with 40% trading or wanting to trade Bitcoin, a third focused on memecoins and a sizeable minority (27%) on stablecoins.“There is strong investor interest in cryptocurrency. And the moomoo platform provides for them, with access to more than 26,000 securities across the Australian, US and Hong Kong markets, including a broad range of crypto-based stocks and exchange-traded funds,” says Mr McCarthy.About the surveyMoomoo Australia surveyed 153 sharemarket investors experienced in trading and managing superannuation (independent of the moomoo platform). About one third of respondents held a self-managed super fund, with 22% interested in opening one.Characteristics of those that own or would like to own a SMSF are quite similar. Generally, aged over 45, they work full time with a household income between $50,000 and $150,000. Those not yet running a SMSF have less share-trading experience (about one year) and are less confident in their investment knowledge (describing themselves as 'intermediate').Australians that invest in shares and hold a self-managed super fund, or want to:are either intermediate (41%) or advanced (35%) in their level of investment knowledgebelieve their retirement balance can be up to $200,000 (23%), $500,000 (32%), $1m (26%)would use AI investing tools (67%), to strategise (33%) and analyse investments (37%)believe AI is great for SMSF reporting (37%), management (37%), but isn’t secure (31%).Those that haven’t yet set up a SMSF:haven’t done so because they’re satisfied with their current fund (55%), see the process as too complex (23%) or don’t believe they have enough funds (23%)would want to invest in Australian stocks (76%), property (55%), crypto (39%), ETFs (30%)would not invest in crypto (36%), futures (24%), bonds (18%), non-US global stocks (18%).

Securities / FX / Investment Trusts

Complexity stops investors opening SMSFs: moomoo launches one-stop service for them

The financial landscape is changing, and Australian Broker Company is leading the charge. Officially launched on March 5, the company is setting a new benchmark in lead generation, providing brokers and small-to-medium enterprises (SMEs) with high-quality, targeted leads. By combining cutting-edge technology with deep industry insights, Australian Broker Company is transforming how brokers connect with clients—making the process faster, smarter, and more effective.&nbsp;&nbsp;

Australian Broker Company was founded to transform lead generation for brokers, using cutting-edge technology to deliver high-quality, targeted leads. The company utilises advanced data analytics, AI, and automation to streamline the lead-generation process, ensuring brokers receive only the most relevant prospects. This technology-driven approach saves time and resources and boosts conversion rates by connecting brokers with clients actively seeking financial solutions.&nbsp;

Its seamless integration with major aggregator platforms and their advanced&nbsp;CRM system gives brokers an all-in-one lead generation tool to effortlessly track, manage, and nurture leads. Its AI-powered SMS bot instantly connects with potential clients, qualifying them in real time so brokers only engage with serious prospects. The AI-driven appointment booking system takes the hassle out of scheduling, ensuring smooth interactions and fewer missed meetings.&nbsp;&nbsp;

Peta, CEO of Australian Broker Company, explains what sets their platform apart:&nbsp;&nbsp;

"Technology is a game-changer in lead generation, and at Australian Broker Company, we’re making it work smarter for brokers. Our AI-driven system doesn’t just collect lead-it analysis data in real time to deliver high-quality, high-converting prospects. With 2025 set to be the year of voice agents, brokers can leverage this next wave of innovation to engage with clients faster and more effectively. No more chasing dead-end leads—our intelligent CRM ensures brokers focus on the right opportunities. This is the future of lead generation, and it’s happening now."&nbsp;&nbsp;

Mandeep Sodhi, Founder and CEO of Effi, commented on the partnership:&nbsp;

"Effi has been partnering with high-traffic websites like comparison websites and property portals to generate leads for over a year. Whilst we were able to generate quality home loan leads, we realised that some brokers need more support and hands-on tips and training on how to engage online leads that are different to ones referred by their clients or partners and have the trust built already. In our discussions with Australian Broker Company, it was clear that they really understood the dynamics of the online leads and how to have a process and support in place to drive better conversion to settlement and build trust with online leads as trusted mortgage brokers. We are excited about this partnership with Australian Broker Company."&nbsp;

Australian Broker Company was born out of many brokers' frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, more efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions.&nbsp;&nbsp;&nbsp;

The financial services industry is highly competitive, and many brokers find it difficult to source reliable, high-converting leads. Recognising this ongoing challenge, Australian Broker Company was created to provide a more innovative, results-driven solution.&nbsp;&nbsp;

The company’s mission is simple:&nbsp;&nbsp;

Reduce wasted time on low-quality prospects&nbsp;&nbsp;

Delivery leads to a balanced relationship with broker expertise and services&nbsp;&nbsp;

Use data-driven insights to improve efficiency and accuracy&nbsp;&nbsp;

Why Voice Agents Are a Game Changer for Australian Broker Company and Mortgage Brokers&nbsp;Australian Broker Company was born out of many brokers' frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions.&nbsp;

With 2025 set to be the year of voice agents, Australian Broker Company is taking lead generation to the next level. AI-powered voice agents are a game changer for brokers, streamlining how they engage with clients and making the lead qualification process more efficient. Here’s how:&nbsp;&nbsp;

Instant, High-Quality Lead Engagement&nbsp;&nbsp;

Speed is crucial in lead conversion. Australian Broker Company’s voice agents engage with leads instantly, responding the moment an inquiry is made. They answer initial questions, qualify prospects in real time, and ensure brokers only spend time on serious, high-intent clients—no more cold leads—just ready-to-convert opportunities.&nbsp;&nbsp;

24/7 Availability &amp; Consistency&nbsp;&nbsp;

Traditional lead follow-up is limited by working hours, but AI-driven voice agents operate around the clock. Whether a potential client reaches out during business hours or late at night, the voice agent delivers consistent, professional, and compliant responses every time. This means no lead gets ignored or delayed.&nbsp;&nbsp;

Smarter Lead Qualification &amp; Filtering&nbsp;&nbsp;

Instead of wasting time on unqualified leads, Australian Broker Company’s AI voice agents pre-screen, and filter prospects based on their financial situation, interest level, and eligibility. This ensures that brokers only engage with clients looking for economic solutions—eliminating time-consuming, low-value interactions.&nbsp;&nbsp;

Coordinating meetings is often a frustrating back-and-forth process. AI voice agents can schedule appointments automatically, send reminders, and reschedule if needed. This reduces no-shows and smooths the process for brokers and clients.&nbsp;&nbsp;&nbsp;&nbsp;

Mortgage broking is a highly regulated industry, and compliance is critical. Australian Broker Company’s AI voice agents ensure that every interaction follows compliance guidelines, provides accurate information, and records conversations for future reference. This reduces human error, improves consistency, and gives brokers added peace of mind.&nbsp;&nbsp;

For brokers and businesses looking to grow, voice agents provide an unmatched level of scalability. They can handle thousands of conversations simultaneously, removing bottlenecks in the lead-generation process and ensuring no missed opportunity. This allows brokers to focus on closing deals rather than chasing leads.&nbsp;&nbsp;

Personalised&nbsp;Client Experience &amp; Data Insights&nbsp;&nbsp;

Australian Broker Company’s AI voice agents don’t just automate conversations—they personalise interactions based on previous engagement, financial needs, and preferences. This helps build stronger client relationships while generating valuable data-driven insights that brokers can use to refine their sales strategies.&nbsp;&nbsp;

The way brokers generate leads is changing forever—and Australian Broker Company is leading the charge.&nbsp;

With smart technology, AI-driven automation, and an unwavering commitment to innovation, this company is giving brokers the tools, insights, and opportunities they need to succeed in a rapidly evolving market.&nbsp;

The future of mortgage broking is here. Are you ready to be part of it?&nbsp;

The financial landscape is changing, and Australian Broker Company is leading the charge. Officially launched on March 5, the company is setting a new benchmark in lead generation, providing brokers and small-to-medium enterprises (SMEs) with high-quality, targeted leads. By combining cutting-edge technology with deep industry insights, Australian Broker Company is transforming how brokers connect with clients—making the process faster, smarter, and more effective.&nbsp;&nbsp;Innovation&nbsp;&nbsp;Australian Broker Company was founded to transform lead generation for brokers, using cutting-edge technology to deliver high-quality, targeted leads. The company utilises advanced data analytics, AI, and automation to streamline the lead-generation process, ensuring brokers receive only the most relevant prospects. This technology-driven approach saves time and resources and boosts conversion rates by connecting brokers with clients actively seeking financial solutions.&nbsp;Its seamless integration with major aggregator platforms and their advanced&nbsp;CRM system gives brokers an all-in-one lead generation tool to effortlessly track, manage, and nurture leads. Its AI-powered SMS bot instantly connects with potential clients, qualifying them in real time so brokers only engage with serious prospects. The AI-driven appointment booking system takes the hassle out of scheduling, ensuring smooth interactions and fewer missed meetings.&nbsp;&nbsp;Peta, CEO of Australian Broker Company, explains what sets their platform apart:&nbsp;&nbsp;"Technology is a game-changer in lead generation, and at Australian Broker Company, we’re making it work smarter for brokers. Our AI-driven system doesn’t just collect lead-it analysis data in real time to deliver high-quality, high-converting prospects. With 2025 set to be the year of voice agents, brokers can leverage this next wave of innovation to engage with clients faster and more effectively. No more chasing dead-end leads—our intelligent CRM ensures brokers focus on the right opportunities. This is the future of lead generation, and it’s happening now."&nbsp;&nbsp;Mandeep Sodhi, Founder and CEO of Effi, commented on the partnership:&nbsp;"Effi has been partnering with high-traffic websites like comparison websites and property portals to generate leads for over a year. Whilst we were able to generate quality home loan leads, we realised that some brokers need more support and hands-on tips and training on how to engage online leads that are different to ones referred by their clients or partners and have the trust built already. In our discussions with Australian Broker Company, it was clear that they really understood the dynamics of the online leads and how to have a process and support in place to drive better conversion to settlement and build trust with online leads as trusted mortgage brokers. We are excited about this partnership with Australian Broker Company."&nbsp;Why It Started&nbsp;&nbsp;Australian Broker Company was born out of many brokers' frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, more efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions.&nbsp;&nbsp;&nbsp;The financial services industry is highly competitive, and many brokers find it difficult to source reliable, high-converting leads. Recognising this ongoing challenge, Australian Broker Company was created to provide a more innovative, results-driven solution.&nbsp;&nbsp;The company’s mission is simple:&nbsp;&nbsp;Reduce wasted time on low-quality prospects&nbsp;&nbsp;Delivery leads to a balanced relationship with broker expertise and services&nbsp;&nbsp;Use data-driven insights to improve efficiency and accuracy&nbsp;&nbsp;Why Voice Agents Are a Game Changer for Australian Broker Company and Mortgage Brokers&nbsp;Australian Broker Company was born out of many brokers' frustration—wasting time on poor-quality leads that never convert. The industry was flooded with generic lead-generation models that left brokers chasing dead ends rather than closing deals. Recognising the need for a more innovative, efficient solution, Australian Broker Company set out to change the game. The mission was simple: build a system that delivers only high-quality, pre-qualified leads, allowing brokers to focus on what they do best—helping clients secure financial solutions.&nbsp;With 2025 set to be the year of voice agents, Australian Broker Company is taking lead generation to the next level. AI-powered voice agents are a game changer for brokers, streamlining how they engage with clients and making the lead qualification process more efficient. Here’s how:&nbsp;&nbsp;Instant, High-Quality Lead Engagement&nbsp;&nbsp;Speed is crucial in lead conversion. Australian Broker Company’s voice agents engage with leads instantly, responding the moment an inquiry is made. They answer initial questions, qualify prospects in real time, and ensure brokers only spend time on serious, high-intent clients—no more cold leads—just ready-to-convert opportunities.&nbsp;&nbsp;24/7 Availability &amp; Consistency&nbsp;&nbsp;Traditional lead follow-up is limited by working hours, but AI-driven voice agents operate around the clock. Whether a potential client reaches out during business hours or late at night, the voice agent delivers consistent, professional, and compliant responses every time. This means no lead gets ignored or delayed.&nbsp;&nbsp;Smarter Lead Qualification &amp; Filtering&nbsp;&nbsp;Instead of wasting time on unqualified leads, Australian Broker Company’s AI voice agents pre-screen, and filter prospects based on their financial situation, interest level, and eligibility. This ensures that brokers only engage with clients looking for economic solutions—eliminating time-consuming, low-value interactions.&nbsp;&nbsp;Seamless Appointment Booking&nbsp;&nbsp;Coordinating meetings is often a frustrating back-and-forth process. AI voice agents can schedule appointments automatically, send reminders, and reschedule if needed. This reduces no-shows and smooths the process for brokers and clients.&nbsp;&nbsp;&nbsp;&nbsp;Compliance &amp; Accuracy&nbsp;&nbsp;Mortgage broking is a highly regulated industry, and compliance is critical. Australian Broker Company’s AI voice agents ensure that every interaction follows compliance guidelines, provides accurate information, and records conversations for future reference. This reduces human error, improves consistency, and gives brokers added peace of mind.&nbsp;&nbsp;Scalability &amp; Efficiency&nbsp;&nbsp;For brokers and businesses looking to grow, voice agents provide an unmatched level of scalability. They can handle thousands of conversations simultaneously, removing bottlenecks in the lead-generation process and ensuring no missed opportunity. This allows brokers to focus on closing deals rather than chasing leads.&nbsp;&nbsp;Personalised&nbsp;Client Experience &amp; Data Insights&nbsp;&nbsp;Australian Broker Company’s AI voice agents don’t just automate conversations—they personalise interactions based on previous engagement, financial needs, and preferences. This helps build stronger client relationships while generating valuable data-driven insights that brokers can use to refine their sales strategies.&nbsp;&nbsp;This is Just the Beginning&nbsp;The way brokers generate leads is changing forever—and Australian Broker Company is leading the charge.&nbsp;With smart technology, AI-driven automation, and an unwavering commitment to innovation, this company is giving brokers the tools, insights, and opportunities they need to succeed in a rapidly evolving market.&nbsp;The future of mortgage broking is here. Are you ready to be part of it?&nbsp;

Banks / Credit unions

Australian Broker Company: Transforming Lead Generation for Brokers

Metro Finance, one of Australia’s leading independent non-bank lenders for asset finance, has followed on from its recent consumer survey findings, sharing responses from Australian businesses and revealing a range of impacts as cost of living pressures continue to bite consumer spending.&nbsp;

The business survey, responded to by 1,000 Australian employed and self-employed workers, indicates a spread of both economic optimism and belt-tightening.&nbsp;

When it came to business spending, respondents earmarked two primary costs for their own business or their employer’s in 2025: 39.9 per cent cited human resources, which includes training and benefits programs, as a key cost for the year ahead, while 42.3 identified supplier costs of producing goods and services being the main consideration.&nbsp;

Despite the expectation that goods and services will cost more in 2025 (a sentiment shared with recent respondents of Metro’s consumer survey), 66.4 per cent of respondents did not think their business would seek financing in 2025. This figure, however, contrasts with the overwhelming majority of those surveyed who remain confident of securing business finance if needed, at 72.1 per cent.&nbsp;

42.3 per cent of respondents also suspected the need to improve business&nbsp;cashflow would be the main motivator to seek financing in 2025.&nbsp;

Metro Finance CEO, David&nbsp;Albest, commented on the latest trends in the business survey.&nbsp;

“As we saw recently with the results of Metro’s 2025 consumer survey, there is a general sense of the market cautiousness, as businesses and their customers both take a hard look at their budgets, and make prudent decisions based on some uncertain market conditions,” David said.&nbsp;

From an operational point-of-view, increasing revenue (32.1 per cent), improving cashflow (29.7 per cent) and reducing debt (27 per cent) were the primary business goals for FY25, with respondents’ businesses reacting to inflation, higher interest rates and slower consumer spending. 38.7 per cent of all respondents also acknowledged that their business was cutting costs in a bid to improve net profit.&nbsp;

Interestingly, while saving costs and conserving budgets were recurrent themes with those surveyed, sustainability and initiatives to tackle waste and energy consumption are appearing to be adopted by businesses around the country.

39.6 per cent identified recycling as a way businesses were including sustainability in their operations, while 27.6 per cent flagged solar energy technology.&nbsp;

19.6 per cent of survey respondents also acknowledged low or zero emission vehicles as a feature of businesses’ sustainability efforts.

David Hall, National Novated Manager at Metro, commented on the proliferation of low and zero emission vehicles being provided to employees through salary packaging.&nbsp;

“Metro’s&nbsp;novated leasing offering is contuinuing to experience growth, with over 18,000 cars, of which 11,000 were low or zero-emission vehicles, being leased by employees through their employers in 2024,” David explained.&nbsp;

“What we’re seeing from a market perspective is novated leasing is an increasingly popular way for businesses to retain staff and&nbsp;incentivise high-performers, while at the same time helping employees’ household budgets save money by reducing their tax liability and providing consistency and predictability in their repayments. At a time of market volatility, this can been extremely beneficial for both sides of the fence,” David continued.&nbsp;

Investing in sustainability, either by adopting new processes and initiatives, or updating business assets, is also generating positive residual benefits for businesses in 2025: 35.7 per cent of respondents believed their business was well-respected in the community because of its sustainability efforts.&nbsp;

26.4 per cent cited customers seeing sustainable business as industry leaders, with 19.9 per cent also attributing greater B2B engagement because of their respective company’s sustainability initiatives. 16.4 per cent, however, believed that customers saw sustainable businesses as being more expensive than competitors.&nbsp;

Recently, Metro’s&nbsp;MetroEco green lending program received an additional $50 million funding commitment from the Clean Energy Finance Corporation (CEFC) - this new investment doubles the CEFC’s total commitment to $100 million, highlighting the strong demand from businesses ready to embrace sustainability in a number of different ways.

Since launching&nbsp;MetroEco in July 2024, Metro has supported over 4,000 electric vehicles hit the road across 26 different brands, along with funding energy-efficient equipment and battery technology — all made possible with competitive interest discounts for eligible green assets.&nbsp;

As a partner of&nbsp;Greenfleet, the Metro business offset 2,134 tonnes of carbon in 2024, and contributed $49,968 to sustainability efforts such as revegetating 547 hectares of land which included 460 hectares of protected koala habitat. Since joining Greenfleet in 2023, Metro has offset 4,015 tonnes of carbon, and contributed $80,815.&nbsp;

Following the trends: consumers watch their pennies

As businesses take a conservative approach to FY25, consumers are no-doubt influencing the current trend of belt-tightening; also identified in Metro’s Australia-wide consumer survey, which also saw 1,000 respondents take part.

Key findings of the Metro consumer survey (Jan 2025):

- 44 per cent of all respondents shop around for the best price on fuel, and will only buy on days where it is historically lower at the bowser&nbsp;

- 48.9 per cent of households surveyed said that saving money on energy utilities would be their main interest in upgrading their home’s technology

- 41.3 per cent said they would not currently purchase an electric vehicle (EV), with 41.5 per cent claiming that they do not consider EVs mobility to be durable, regardless of brand&nbsp;

- 29 per cent, however, indicated they would opt for an EV made by an established mainstream brand already selling internal combustion engine (ICE) vehicles in the market&nbsp;

- 66.2 per cent said they would consider either a plug-in or mild hybrid for their next vehicle&nbsp;

- 33.4 per cent, would like to save as much as possible and would consider a loan on an electric vehicle if the rate was cheaper&nbsp;

- 52.9 per cent cited concerns over petrol prices as being a key motivator for a hybrid vehicle purchase&nbsp;

- 33.7 per cent have recently established a new household budget&nbsp;

- 43.7 per cent said they would, or have already switched brands to more affordable options

Metro Finance, one of Australia’s leading independent non-bank lenders for asset finance, has followed on from its recent consumer survey findings, sharing responses from Australian businesses and revealing a range of impacts as cost of living pressures continue to bite consumer spending.&nbsp;The business survey, responded to by 1,000 Australian employed and self-employed workers, indicates a spread of both economic optimism and belt-tightening.&nbsp;When it came to business spending, respondents earmarked two primary costs for their own business or their employer’s in 2025: 39.9 per cent cited human resources, which includes training and benefits programs, as a key cost for the year ahead, while 42.3 identified supplier costs of producing goods and services being the main consideration.&nbsp;Despite the expectation that goods and services will cost more in 2025 (a sentiment shared with recent respondents of Metro’s consumer survey), 66.4 per cent of respondents did not think their business would seek financing in 2025. This figure, however, contrasts with the overwhelming majority of those surveyed who remain confident of securing business finance if needed, at 72.1 per cent.&nbsp;42.3 per cent of respondents also suspected the need to improve business&nbsp;cashflow would be the main motivator to seek financing in 2025.&nbsp;Metro Finance CEO, David&nbsp;Albest, commented on the latest trends in the business survey.&nbsp;“As we saw recently with the results of Metro’s 2025 consumer survey, there is a general sense of the market cautiousness, as businesses and their customers both take a hard look at their budgets, and make prudent decisions based on some uncertain market conditions,” David said.&nbsp;From an operational point-of-view, increasing revenue (32.1 per cent), improving cashflow (29.7 per cent) and reducing debt (27 per cent) were the primary business goals for FY25, with respondents’ businesses reacting to inflation, higher interest rates and slower consumer spending. 38.7 per cent of all respondents also acknowledged that their business was cutting costs in a bid to improve net profit.&nbsp;Interestingly, while saving costs and conserving budgets were recurrent themes with those surveyed, sustainability and initiatives to tackle waste and energy consumption are appearing to be adopted by businesses around the country.39.6 per cent identified recycling as a way businesses were including sustainability in their operations, while 27.6 per cent flagged solar energy technology.&nbsp;19.6 per cent of survey respondents also acknowledged low or zero emission vehicles as a feature of businesses’ sustainability efforts.David Hall, National Novated Manager at Metro, commented on the proliferation of low and zero emission vehicles being provided to employees through salary packaging.&nbsp;“Metro’s&nbsp;novated leasing offering is contuinuing to experience growth, with over 18,000 cars, of which 11,000 were low or zero-emission vehicles, being leased by employees through their employers in 2024,” David explained.&nbsp;“What we’re seeing from a market perspective is novated leasing is an increasingly popular way for businesses to retain staff and&nbsp;incentivise high-performers, while at the same time helping employees’ household budgets save money by reducing their tax liability and providing consistency and predictability in their repayments. At a time of market volatility, this can been extremely beneficial for both sides of the fence,” David continued.&nbsp;Investing in sustainability, either by adopting new processes and initiatives, or updating business assets, is also generating positive residual benefits for businesses in 2025: 35.7 per cent of respondents believed their business was well-respected in the community because of its sustainability efforts.&nbsp;26.4 per cent cited customers seeing sustainable business as industry leaders, with 19.9 per cent also attributing greater B2B engagement because of their respective company’s sustainability initiatives. 16.4 per cent, however, believed that customers saw sustainable businesses as being more expensive than competitors.&nbsp;Recently, Metro’s&nbsp;MetroEco green lending program received an additional $50 million funding commitment from the Clean Energy Finance Corporation (CEFC) - this new investment doubles the CEFC’s total commitment to $100 million, highlighting the strong demand from businesses ready to embrace sustainability in a number of different ways.Since launching&nbsp;MetroEco in July 2024, Metro has supported over 4,000 electric vehicles hit the road across 26 different brands, along with funding energy-efficient equipment and battery technology — all made possible with competitive interest discounts for eligible green assets.&nbsp;As a partner of&nbsp;Greenfleet, the Metro business offset 2,134 tonnes of carbon in 2024, and contributed $49,968 to sustainability efforts such as revegetating 547 hectares of land which included 460 hectares of protected koala habitat. Since joining Greenfleet in 2023, Metro has offset 4,015 tonnes of carbon, and contributed $80,815.&nbsp;Following the trends: consumers watch their penniesAs businesses take a conservative approach to FY25, consumers are no-doubt influencing the current trend of belt-tightening; also identified in Metro’s Australia-wide consumer survey, which also saw 1,000 respondents take part.Key findings of the Metro consumer survey (Jan 2025):- 44 per cent of all respondents shop around for the best price on fuel, and will only buy on days where it is historically lower at the bowser&nbsp;- 48.9 per cent of households surveyed said that saving money on energy utilities would be their main interest in upgrading their home’s technology- 41.3 per cent said they would not currently purchase an electric vehicle (EV), with 41.5 per cent claiming that they do not consider EVs mobility to be durable, regardless of brand&nbsp;- 29 per cent, however, indicated they would opt for an EV made by an established mainstream brand already selling internal combustion engine (ICE) vehicles in the market&nbsp;- 66.2 per cent said they would consider either a plug-in or mild hybrid for their next vehicle&nbsp;- 33.4 per cent, would like to save as much as possible and would consider a loan on an electric vehicle if the rate was cheaper&nbsp;- 52.9 per cent cited concerns over petrol prices as being a key motivator for a hybrid vehicle purchase&nbsp;- 33.7 per cent have recently established a new household budget&nbsp;- 43.7 per cent said they would, or have already switched brands to more affordable options