As the demand for Filipino talent, goods, and services rises
globally, the country's growing community of freelancers and small businesses
(SMBs) need secure and efficient payment solutions. However, managing
international payments can often be costly and confusing without the right
tools.

According to Payoneer’s <a href="https://www.payoneer.com/resources/research-reports/smb-barometer-2024/">SMB
Ambitions Barometer</a>, half of Filipino SMBs see reaching new customers as
the top benefit of going global. Other key benefits include improved innovation
(62%), better supply chains (57%), and better financial performance (54%). Yet,
as they expand internationally, Filipino businesses face challenges in managing
cross-border payments.

Challenges and Opportunities for Global Expansion

As of February 2025, <a href="https://psa.gov.ph/statistics/labor-force-survey">28.2% of the Filipino
workforce</a> is self-employed, and this number is growing based on Payoneer’s <a href="https://www.payoneer.com/resources/research-reports/smb-barometer-2024/">report</a>.
Despite this optimism, many Filipino SMBs face challenges like outdated
financial systems that are prone to delays and unexpected fees. Another
significant hurdle is accessing capital, as many small businesses struggle to
secure funding due to limited credit history or inconsistent business
performance.

With international expansion, businesses need reliable,
cost-effective payment systems that won’t eat into precious revenue. Payoneer
offers a solution that is transparent, flexible, and straightforward, ideal for
SMBs and freelancers in the Philippines aiming to grow their business globally.

What Makes a Good Global Payment Platform?

Filipino freelancers and SMBs need a payment solution that
offers:
- Transparent fees with no hidden charges
- Receiving accounts in multiple currencies
- Simple setup and user-friendly tools
- Features that simplify compliance
- Support for multiple clients, platforms, and regions

Payoneer’s platform ticks all these boxes, offering seamless
international payment management that supports the growth of Filipino
businesses in global markets.

Why Filipino Freelancers and SMBs Use Payoneer

Payoneer’s tools are designed to help businesses scale
globally with ease and transparency. Here's why Filipino freelancers and SMBs
choose Payoneer:

1. Currency Receiving Accounts&nbsp; 
Payoneer users can receive payments in major currencies like USD, EUR, and GBP,
making it easier to get paid by overseas clients without maintaining multiple
financial accounts abroad.

2. Clear, Predictable Fees&nbsp;

Payoneer’s transparent pricing model ensures that there are no surprise
charges, a significant advantage for businesses dealing with frequent
transactions or smaller payments.

3. Built for Individuals and Small Teams&nbsp; 
Whether you’re a freelancer or a growing SMB, Payoneer’s platform is tailored
for businesses of all sizes, allowing for quick and easy access to
international payments.

4. Global Reach, Local Understanding&nbsp; 
With many Filipino businesses working with clients in the US, China, and
Canada, Payoneer’s international capabilities are a key asset. Payoneer’s tools
also support a diverse vendor network, helping businesses stay resilient across
global markets.

5. Supporting Digital-First Businesses&nbsp; 
As Filipino SMBs continue their digital transformation, 84% say new
technologies help them innovate, and 46% say digitization has been critical for
entering global markets. Payoneer supports this digital-first mindset with
tools that integrate with major e-commerce and freelance platforms.

For Filipino businesses in e-commerce, smooth payment
handling is essential. Payoneer supports:
- Receiving accounts for marketplace payouts
- Options to manage multiple currencies in one dashboard
- Support for paying international vendors or contractors
- Easier reconciliation of overseas transactions

These features save businesses time, allowing them to focus
on products and customers rather than administrative tasks.

Setting up Payoneer is quick and simple:
1. Sign Up: Visit the <a href="https://www.payoneer.com/">Payoneer website</a>
and click 'Open your account'.
2. Provide Information: Enter personal and business details.
3. Verification: Submit necessary identification documents for verification.
4. Link Bank Account: Once verified, link your Philippine bank account to
facilitate withdrawals in PHP.
5. Receive Payments: Start receiving international payments through your
Payoneer account.

Empowering Filipino Businesses to Go Global

As the freelance economy in the Philippines expands, so do
the global ambitions of Filipino freelancers and SMBs. Payoneer offers a
solution that traditional financial systems can’t match, providing a flexible
and cost-effective way to manage international payments.

With Payoneer, Filipino businesses have the tools they need
to thrive on a global stage. <a href="https://www.payoneer.com/">Sign up today</a>
and discover how easy global payments can be.

As Filipino freelancers and SMBs expand globally, they face challenges in managing international payments due to outdated systems and hidden fees. Payoneer addresses these issues by offering transparent, flexible, and user-friendly payment solutions tailored to global business needs. With features like multi-currency receiving accounts and simple compliance tools, Payoneer supports the growth of digital-first Filipino businesses. It empowers them to scale internationally with ease and efficiency. As the demand for Filipino talent, goods, and services rises
globally, the country's growing community of freelancers and small businesses
(SMBs) need secure and efficient payment solutions. However, managing
international payments can often be costly and confusing without the right
tools.According to Payoneer’s <a href="https://www.payoneer.com/resources/research-reports/smb-barometer-2024/">SMB
Ambitions Barometer</a>, half of Filipino SMBs see reaching new customers as
the top benefit of going global. Other key benefits include improved innovation
(62%), better supply chains (57%), and better financial performance (54%). Yet,
as they expand internationally, Filipino businesses face challenges in managing
cross-border payments.Challenges and Opportunities for Global ExpansionAs of February 2025, <a href="https://psa.gov.ph/statistics/labor-force-survey">28.2% of the Filipino
workforce</a> is self-employed, and this number is growing based on Payoneer’s <a href="https://www.payoneer.com/resources/research-reports/smb-barometer-2024/">report</a>.
Despite this optimism, many Filipino SMBs face challenges like outdated
financial systems that are prone to delays and unexpected fees. Another
significant hurdle is accessing capital, as many small businesses struggle to
secure funding due to limited credit history or inconsistent business
performance.With international expansion, businesses need reliable,
cost-effective payment systems that won’t eat into precious revenue. Payoneer
offers a solution that is transparent, flexible, and straightforward, ideal for
SMBs and freelancers in the Philippines aiming to grow their business globally.What Makes a Good Global Payment Platform?Filipino freelancers and SMBs need a payment solution that
offers:
- Transparent fees with no hidden charges
- Receiving accounts in multiple currencies
- Simple setup and user-friendly tools
- Features that simplify compliance
- Support for multiple clients, platforms, and regionsPayoneer’s platform ticks all these boxes, offering seamless
international payment management that supports the growth of Filipino
businesses in global markets.Why Filipino Freelancers and SMBs Use PayoneerPayoneer’s tools are designed to help businesses scale
globally with ease and transparency. Here's why Filipino freelancers and SMBs
choose Payoneer:1. Currency Receiving Accounts&nbsp; 
Payoneer users can receive payments in major currencies like USD, EUR, and GBP,
making it easier to get paid by overseas clients without maintaining multiple
financial accounts abroad.2. Clear, Predictable Fees&nbsp;

Payoneer’s transparent pricing model ensures that there are no surprise
charges, a significant advantage for businesses dealing with frequent
transactions or smaller payments.3. Built for Individuals and Small Teams&nbsp; 
Whether you’re a freelancer or a growing SMB, Payoneer’s platform is tailored
for businesses of all sizes, allowing for quick and easy access to
international payments.4. Global Reach, Local Understanding&nbsp; 
With many Filipino businesses working with clients in the US, China, and
Canada, Payoneer’s international capabilities are a key asset. Payoneer’s tools
also support a diverse vendor network, helping businesses stay resilient across
global markets.5. Supporting Digital-First Businesses&nbsp; 
As Filipino SMBs continue their digital transformation, 84% say new
technologies help them innovate, and 46% say digitization has been critical for
entering global markets. Payoneer supports this digital-first mindset with
tools that integrate with major e-commerce and freelance platforms.A Guide to Global E-Commerce PaymentsFor Filipino businesses in e-commerce, smooth payment
handling is essential. Payoneer supports:
- Receiving accounts for marketplace payouts
- Options to manage multiple currencies in one dashboard
- Support for paying international vendors or contractors
- Easier reconciliation of overseas transactionsThese features save businesses time, allowing them to focus
on products and customers rather than administrative tasks.Getting Started with PayoneerSetting up Payoneer is quick and simple:
1. Sign Up: Visit the <a href="https://www.payoneer.com/">Payoneer website</a>
and click 'Open your account'.
2. Provide Information: Enter personal and business details.
3. Verification: Submit necessary identification documents for verification.
4. Link Bank Account: Once verified, link your Philippine bank account to
facilitate withdrawals in PHP.
5. Receive Payments: Start receiving international payments through your
Payoneer account.Empowering Filipino Businesses to Go GlobalAs the freelance economy in the Philippines expands, so do
the global ambitions of Filipino freelancers and SMBs. Payoneer offers a
solution that traditional financial systems can’t match, providing a flexible
and cost-effective way to manage international payments.With Payoneer, Filipino businesses have the tools they need
to thrive on a global stage. <a href="https://www.payoneer.com/">Sign up today</a>
and discover how easy global payments can be.

Banks / Credit unions

Securities / FX / Investment Trusts

Goods and services

Foreign companies

SMEs

As Filipino freelancers and SMBs expand globally, they face challenges in managing international payments due to outdated systems and hidden fees. Payoneer addresses these issues by offering transparent, flexible, and user-friendly payment solutions tailored to global business needs. With features like multi-currency receiving accounts and simple compliance tools, Payoneer supports the growth of digital-first Filipino businesses. It empowers them to scale internationally with ease and efficiency.

The Best Payment Solutions for Freelancers and SMBs in the Philippines

HR / Recruitment

Skin care / Cosmetics / Hair products

Internet service

Film / Drama

Magazines / Books / Publications

Marketing / Research

Diet / Health food / Supplement

Childbirth / Childcare

Interior / Furniture / Storage

Mobile device

Servers / Peripherals

Network / Network Equipment

System / Website / Application development

Electronic components / Semiconductors / Electrical equipment

Department stores / Supermarkets / Convenience stores / Stores

Wholeseller

Manga / Anime

Arcade Game

Toys / Playsets / Dolls

Car / Car Supplies

Motorcycles / Motorcycle Supplies

Daily necessities / Household goods

Garden / DIY

Shoes / Bags

Jewelry / Accessories

Kids / Baby / Maternity

Food / Sweets

Soft Drinks / Alcoholic drinks

Restaurant / Fast food / Streetfood

Eating at home / Delivery

Fitness / Healthcare

Medical / Hospital

Pharmaceuticals

Pets / Pet Supplies

Gifts / Flowers

Love / Marriage

Funeral

Hotels / inns

Travel / Sightseeing

Theme Park / Amusement park

Residential / Condominium

Commercial facilities / Office buildings

Architecture / Space design

Construction / Civil engineering

Advertising / Promotion / PR

Sales

Management Consulting

Think tank

Legal / Patent / Intellectual Property

Logistics / Warehouse / Cargo

Steel / Metal / Glass / Earth / Stone / Rubber

Chemistry

Electricity / Gas / Resources / Energy

Nature / Weather

School / University

Cram school / Preparatory school / Online education

Life insurance / Non-life insurance

Mobile app

Mobile games

Cooking / Home appliances

Health and Beauty appliances

Application

Ladies' Fashion

Men's Fashion

Accounting

Environment / SGDs / Recycling

International activity

Full time job / Part-time job / Career

E-commerce

Music

Internet Service Provider / Line connection

Camera

AV equipment

Consumer Games

Outdoors / Mountain Climbing

Welfare / Nursing / Rehabilitation

Qualifications / Study Abroad / Language

Childcare / Early childhood education

Credit card / Loan

Moving

Politics / Government / Local government

Volunteer

Agriculture / Forestry / Fisheries

Bicycle / Bicycle Supplies

Female Related

Venture Capitals

Coaching / Mentoring / Consultation

Automotive / Motorcycle / Bicycle

Automotive / Automotive Supplies

Interior / Goods

Real Estate / Architecture / Construction

Software

Blockchain / Web3

Security

Telecommunications / VoIP

Show Business

Comedy

Startups

Finance